Finova reads your bank SMS, statements and receipts with AI and turns them into real balances, clear income and expenses, card offers near you and a live investment portfolio.
Finova is a personal finance app built for life in the UAE. It collects what your banks already send you — SMS alerts, app notifications, statements and receipts — understands them with AI in English and Arabic, and keeps your finances organised automatically.
Bank SMS and notifications become transactions with merchant, place, time and category. You choose which senders are read — nothing else leaves your phone.
Each account shows the latest balance your bank reported, with the date. Income and expenses are tracked separately, in total and per account.
Upload a PDF, CSV or Excel statement, or photograph a receipt — even in Arabic. Finova reads every row and matches it to what it already knows.
Pick one of your cards to see your bank's current discounts by category, and the places near you where they apply.
Add the shares you own by name or ticker. Finova shows the live value and your profit or loss against your average price — US, Dubai and Abu Dhabi markets.
No bank passwords, ever. One-time codes and personal messages are filtered out on your phone. Your data is never sold and there are no ads.
No spreadsheets and no manual entry. Four steps and your money is organised.
Sign up with email, Google or Apple. Choose your country, currency and language — English, العربية or Русский.
Tick the bank and bill senders you want from your SMS list, or upload a statement. Only what you tick is read.
Each message becomes a clean transaction: merchant, location, amount, category and the right account. Duplicates are merged.
Balances, monthly income and expenses, utilities due, savings ideas, card offers and investments — updated as new messages arrive.
Try everything with no card required. After the trial you can keep viewing all your data for free; a plan keeps new SMS, statements and receipts flowing in.
Tell us what you need or what we can improve. We read every message.
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Finova